The question of want vs. need is always challenging, mazurka, and I know that, for myself, it's easy to rationalize that "line" between the two and decide in favor of "needing" a new Mac/Apple hardware

I sure didn't "need" to upgrade my gen. 1 iPhone to the next model, but that didn't stop me from doing so the day it came out!
As someone who did just that about 4-5 months ago and switched from a G5 iMac to an Intel iMac both at home and at work, I can tell you that I've seen a definite increase in the speed/response, as you'd expect. At the office, we upgraded from CS2 to CS4 and putting our magazine together each month is definitely easier - but did we "need" to upgrade? Honestly, no. We could still publish the same magazine using the systems/software we had. I use iLife and iWork a lot too, and there again, I've seen a major increase in zippiness (though I need to note that this also involved upgrading from 2006 to '08.)
Personally, I tend to hold onto my home Macs until I start having issues doing the things I want to do; when I find myself spending more time watching the spinning beach ball or the slow crawl of a progress bar, the idea that I "need" to upgrade dawns on me. Then I usually spend about six months drooling over the current crop of hardware, often "window shopping" in the Apple Store by configuring my dream machine(s) to pass the time, as well as staying abreast of all the new-stuff-imminent reports and rumors so I can time my purchase right...
Given the apps you list, I'd say you'll definitely see the speed/productivity increases, but you should probably factor in the need to upgrade your software as well to take full advantage of a new Mac, so that's an additional hit to your wallet.
Bottom line: Do you need to upgrade? Not yet. But if I may spend your money for you, I'd say do it now!
